SIP calculator
Estimate the future value of a monthly investment plan
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How to use it
- Enter your numbers.
- The result updates as you type.
- Change any value to see a different outcome.
Questions
How is the SIP return calculated?
Future value = P × ((1 + i)ⁿ − 1) ÷ i × (1 + i), where P is the monthly amount, i the monthly rate (yearly rate ÷ 12) and n the number of months. ₹5,000 a month at 12% for 10 years grows to about ₹11.6 lakh.
Are SIP returns guaranteed?
No. Market-linked investments move up and down. The expected return is an assumption, so treat the result as an illustration, not a promise.
Is anything I enter stored?
No. Calculations happen in your browser and nothing you type is sent or saved.
Is it free?
Yes, you can use it for free. A subscription removes limits and unlocks premium tools.